Land Loans Raw or Improved

Loan amount ranges from: $1,000,000 - $500,000,000

Peoples Choice provides commercial financing on loan requests for land located all over the United States. Perhaps you want to buy a lot or some land acreage property or you found the perfect location to build a new commercial building. Peoples Choice will provide financing on all types of land, raw or improved. Before applying for a land loan, you will need to make sure you have all your ducks in a row. Many lenders and have pre-determined requirements on what you need to have prepared in advance, before they will even begin to start the process of quoting or accepting an application. Commercial Land loans financing is complex. Funding is only approved if the project is sound and proven to the lender to be so. Sometimes, two separate transactions take place. First, the land acquisition loan, then the development / construction loan. They will usually be the same lender and the ground purchase lien will usually subordinate to the development / construction lien. Another approach is to do one construction / development loan where the first draw is used for financing the ground purchase. This allows for only one lien and a simplified transaction.

Peoples Choice will work with you to provide the right commercial loan for your property whether it is a purchase, refinance, new construction, or entitlement. We can fund your loan based off the future entitlement value of the land.

Please review our Land Loan financing options below:

Programs, rates, and terms are subject to change. Call or email for a free commercial loan quote.